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1. When are taxes due?

Taxes are due on the first day of February, May, August and November.

2. When will I receive a new tax bill?

Tax bills are mailed in July. Each bill contains four (4) tear off stubs for the 3rd and 4th quarters of the current year, and the 1st and 2nd quarters of the next year. Original bills are mailed to those who pay their own taxes, and to banks and mortgage companies. Property owners who pay their taxes through their mortgage company receive advice copies of the tax bill. This advice copy can be used to make tax payments if a mortgage has been paid off by the property owner. Please read both the front and back of the bill.

3. Where do I send my tax/utility payment?

Mail payment to:

Borough of Red Bank-Tax Collector 

90 Monmouth Street 

Red Bank, NJ 07701

4. Is there a grace period for paying taxes?

Yes, the Borough allows ten (10) calendar days. If the tenth day falls on a holiday or weekend, the grace period is extended to the next business day. During August only, the grace period may be extended beyond the 10th of August. You will be notified on the face of the tax bill of the last day to pay August taxes.

5. How can I make payment?

Taxes can be paid with cash, personal or certified checks, and money orders. You may bring in your payment or mail the payment. If you are mailing, please allow at least 3-5 days. Postmarks are not accepted.

If you use your bank’s on-line payment feature, be aware that a check is produced by your institution and mailed to us. Give allow 7-10 days for this process.

Once the tax sale process has begun, only cash, certified checks, or money orders will be accepted.

If you require a receipt, please send the entire bill back with your payment, along with a self-addressed, stamped envelope. Your bill will be receipted and returned to you.

Online payments will be accepted for tax and utility using your checking /savings accounts, debit cards or credit cards. The fees associated with using this feature do not go to the Borough; they are paid to the site provider. If you are listed for tax sale, you may not use this system after the 50th day preceding the tax sale date. (NJSA 5:30-9.2)

6. How can I make a payment online?

Please use the following link to pay online. Here you will be able to print a form to apply for direct withdrawal. Red Bank Tax/Utility Account Payments

7. What is the interest rate on late payments?

NJSA 54:4-67 states that if payment is not received by the end of business hours on the 10th day of the grace period, interest is to be charged. Interest is 8% per annum on the first $1,500.00 of delinquency; balances in excess of $1,500.00 have an interest rate of 18% per annum. This 18% rate remains in place until the taxes are brought current. Interest is charged from the 1st of the month that the payment is due, or the date of last payment. In addition, if the total balance (tax and interest) exceeds $10,000.00 on December 31, a 6% penalty shall be added to the amount due. Under this statute, the collector must have physical possession of the payment; no postmarks are accepted.

8. I need to change my address or mortgage information. What should I do?

All requests to change a mailing address or mortgage provider must be in writing. Please call and ask for the form, or download the form from our website using the link provided below. If you are escrowing for taxes with a mortgage company, we need an Initial Authorization form from the mortgage company. This form, when signed by you, authorizes us to send your tax bill to the mortgage company. If you have paid off your mortgage, and are now making payments directly to the Borough, we need a signed, written notice to stop sending the original bills to the mortgage company.

Mailing Address Change

9. What is a tax sale? Can I buy property at the tax sale?

Delinquent prior year taxes, utility charges and other municipal charges will be sold to the highest bidder in the form of liens. The Borough holds an annual tax sale for those properties delinquent for the prior year. The State requires that any property listed for tax sale be publicly published and posted in the Borough. The costs of publication and sale are added to the amount to be sold. Upon the sale of these liens, the purchasers (Lien Holders) may pay current year delinquencies, and add those balances to the lien. Lien Holders must wait two years before they can begin to foreclose a property. The property owner may redeem the lien at any time prior to foreclosure, through the Office of the Tax Collector.

10. How do I pay off a lien?

You must request in writing to the Collector a statement of redemption.

AT NO TIME SHOULD YOU APPROACH THE LIEN HOLDER.

The request must include the date that you anticipate making payment and a statement of your legal interest in the property. You may be required to provide proof of identity - NJ Tax Sale Law only allows ‘interested parties’ the right to redeem.
For the purpose of lien redemptions, accepted forms of payment are cash, certified check, or money order. The Collector will notify the Lien Holder that payment has been received, and request the lien certificate from the holder. This certificate will be forwarded to you.